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Why Apple Pay?

Apple Pay

Apple Pay is a convenient, secure way to pay with your Box Elder Credit Union Visa debit and credit cards that makes reaching for your wallet a thing of the past. With Apple Pay you can simplify the way you shop by adding your Box Elder Credit Union credit and debit cards to the Passbook app on your iPhone 6 and iPhone 6 Plus, or to the Apple Watch app for your Apple Watch. Now you can easily pay for your purchases at many of your favorite retailers with just the touch of your finger.

Look for one of these symbols at checkout to use Apple Pay

Benefits of Apple Pay

PRIVACY - Your card numbers aren't stored on your phone, with Apple or with the merchant.

SECURITY* - Apple Pay is anonymous, transmitting a one-time code instead of your financial card details.

CONVENIENCE - Pay with one touch with Touch ID.

SIMPLE - Setup is simple with Passbook!

FREE - Who doesn't love free?!

*Your accounts are better protected against fraud because the payment code can only be used once. If there is a fraudulent charge, Visa’s Zero Liability policy protects you.

Get Started: Add Your Box Elder Debit or Credit Card to Apple Pay

You must have an iPhone 6 or newer version to use Apple Pay.


Open the Passbook app, swipe down and tap the plus (+) sign.
Use your iSight camera or enter your card information manually.
If your Box Elder Credit Union Visa debit or credit card is already on file in iTunes, key in the security code (the 3-digit code from the back of your card).
To add a Box Elder Credit Union debit or credit card not in iTunes, enter your card information manually or hold your iPhone over the card and capture a photo of your card.
D-O-N-E! Now, use Apple Pay to pamper your wife. Buy her pedicures, manicures, and diamonds. Better yet, let her use the credit card you just set up on Apple Pay to go on a shopping spree every week! If you are the wife, tell your husband that Box Elder CU recommends regular shopping sprees to maintain mental health. You’re welcome, ladies 😉

Note: To ensure your enrollment goes smoothly, you must use the same contact information for your iTunes and Apple Pay accounts that you use for your Box Elder Credit Union Visa credit or debit card. If there is a discrepancy, it will delay your enrollment slightly. If your phone number, email address or mailing address has changed but you have not yet updated that contact information in your Box Elder Credit Union or iTunes account, you should update the incorrect information before enrolling in Apple Pay.

Facts & Questions

What is Apple Pay?

Apple Pay allows you to pay for your purchases with your iPhone® 6 or iPhone 6 Plus by holding your phone near a contactless reader. You can also use your phone, iPad Air and iPad Mini 3 to pay within certain apps.

What do I need to get started with Apple Pay?

You need an iPhone 6 or iPhone 6 Plus to pay in stores and within apps iPad Air 2 or iPad Mini 3 to pay within apps iOS 8.1 or later Touch ID or passcode on your device iCloud® account.

My card looks different on Apple Pay. Why?

Apple Pay uses a graphical representation, not an identical replica of your Box Elder Credit Union card so the image of your card won’t be exact. Don’t worry, it will still work great 🙂

How do I change my default card to my Box Elder Credit Union card?

The credit or debit card associated with your iTunes® account or the first card you add to Passbook® is your default card. Follow these steps to change your default card:

  1. Go to Settings > Passbook & Apple Pay
  2. Tap Default Card
  3. Choose a new card

How do I replace my old Box Elder Credit Union card with my new card on Apple Pay?

Delete the old card from Apple Pay and add the new card. To delete the old card, go into “Settings,” open “Passbook & Apple Pay,” select the card you want to delete and tap “Remove Card.” To add your new card, simply follow the easy step instructions.

Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your Box Elder Credit Union card number isn’t stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your Box Elder Credit Union credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.

How are my privacy and personal information protected?

Since Apple Pay doesn’t store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Yes. Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.

How many merchants accept Apple Pay?

Apple Pay is accepted in over a million stores and counting.

Is Apple Pay free?

Yes. But be aware that message and data rates may apply, depending on your data plan.

How do I add a card from my Apple Watch?

Apple Watch users can add cards by opening the Apple Watch app on their iPhone 6, iPhone 6 Plus, iPhone 5, iPhone 5s or iPhone 5c running iOS 8.2 or higher.

Where can I get more information about Apple Pay?

More information is available at